Building Lives, Building Homes, Building Community....
Homebuyer Education (HBE):
HACDC runs a successful Home Ownership Training Program. It begins with 8 hours of classroom training, followed by intensive one-on-one counseling to get clients to a point where they are mortgage –ready. All classes are taught in English or Creole and course materials were developed by HACDC are also in English or Creole. HACDC is a HUD-certified Local Housing Counseling Agency. To date approximately 2,650 clients have graduated from this award winning program . HACDC was recipient of the 1997 Fannie Mae Maxwell Award and a 2005 HOME Award from National Association of Realtors for Home Buyer Education in Minority Communities
HBE provides step-by-step instructions in both English and Haitian-Creole about the structure of the home buying process in the United States. This course covers homebuyer readiness: the benefits of homeownership versus renting; budgeting; understanding and accessing credit; choosing and buying a home; accessing a residential mortgage; the closing process; insurance and property taxes; and post closing education services.
HBE Orientation Test (must see the Presentation before you take the test):